ANZACATA members have exclusive access to business insurance designed to meet the specific needs of Arts Therapist practice owners.
Business Insurance is coverage for your property, whether it is buildings, your equipment, contents or your retail products against typical risks such as fire, theft, storm, breakage and other perils as defined in the policy wording. Our Business Insurance is designed for businesses with assets not exceeding $5 million. See some examples of the type of coverage the Business policy would include:
|
Section |
Covers |
|---|---|
| Property Damage | Covers buildings, business property, stock and machinery for fire, storm damage and other perils. |
| Theft | Covers theft of business property and stock in trade. |
| Glass | Covers plate glass for the replacement value and signage. |
| Money | Covers loss of or damage to money stored on or off site, as well as money in transit. |
| Machinery Breakdown | Machinery Breakdown covers the mechanical breakdown of machinery (i.e. air conditioning units, refrigeration units, etc.). |
| Electronic Equipment Breakdown | Electronic Equipment Breakdown covers the costs associated with an electronic breakdown of computers and peripheral office equipment (i.e. a power surge or fusion). |
| Gross Profit | Cover for reduction or loss of your business gross profit as a consequence of an Insured event. |
| Additional Increased Cost of Working | Cover for additional costs to maintain normal operation of your business (including leasing alternative premises, advertising costs, and equipment leasing and additional staff). |
| Claims Preparation Costs | Costs associated with engaging a professional business interruption claims expert who will assist you in maximising the benefits payable under your policy. |
Please call BMS today on 1800 931 071 to receive a quote for Business Insurance.