BMS is the exclusive broker for the ANZACATA insurance program.
BMS is part of the wider BMS group which is dedicated to providing coverage and value-added services to associations and their members. BMS group includes Lloyd’s broker BMS Group Ltd.
The BMS group provides cover to more than 700,000 healthcare and regulated professionals through 100+ associations across Australia, Canada, Europe and New Zealand. This experience gives BMS a unique insight and ability to create and deliver significantly enhanced and continuously evolving member centric insurance programs. This includes ensuring broad, market-leading coverage, evidence-based risk management and exceptional member service.
To find out more visit https://www.bmsgroup.com/solutions/insurance/affinity
If you have any questions about the insurance program or ANZACATA Indemnity Policy, contact BMS at anzacata@bmsgroup.com, or by phone:
Australian Members 1800 931 071
New Zealand Members 0800 999 267
The ANZACATA Member Insurance Program is available to professional members of ANZACATA who are based in either Australia or New Zealand.
Ensuring ANZACATA members have access to the most comprehensive coverage, additional, evidence-based risk management material and exceptional service for insurance queries and claims is paramount. BMS is a specialist broker dedicated to servicing associations and its members and will continue to enhance the ANZACATA Insurance Program.
Yes you can opt back in to the insurance program at any time. Please contact BMS for more information at anzacata@bmsgroup.com, or by phone:
Australian Members 1800 931 071
New Zealand Members 0800 999 267
If you have a current claim with your previous insurance company, you will need to continue dealing directly with them. Any new claims or notifications under the BMS insurance program can be directed to BMS at anzacata@bmsgroup.com, or by phone:
Australian Members 1800 931 071
New Zealand Members 0800 999 267
Professional Indemnity Insurance protects you against allegations or claims of financial loss due to injury or damages that have resulted from a negligent act, error, omission, malpractice or breach of duty that has arisen out of your professional capacity as an Arts Therapist.
Public Liability Insurance provides cover for bodily injury or property damage suffered by a third party while you are conducting your professional activities.
This is primarily a legal defence costs cover but also covers settlement costs in the event that you are found to be liable / negligent in causing the injury or property damage.
In New Zealand, bodily injury claims are covered through the Accident Compensation Corporation (ACC) and thus, Public Liability is not included in the ANZACATA Member Insurance Policy for New Zealand members.
Products Liability Insurance covers you for actual or alleged bodily injury or property damage to a third party arising through use of a product sold, supplied, or manufactured by the insured.
In New Zealand, bodily injury claims are covered through the Accident Compensation Corporation (ACC) and thus, Products Liability is not included in the ANZACATA Member Insurance Policy for New Zealand members.
Please refer to the policy wording for full details regarding the coverage provided.
You can contact BMS’ team of Brokers at anzacata@bmsgroup.com, or by phone:
Australian Members 1800 931 071
New Zealand Members 0800 999 267
If you are unsure if your membership category automatically includes insurance, please contact ANZACATA or BMS.
You can opt out of the ANZACATA program by selecting the relevant membership category (i.e. “membership not including insurance”).
You can contact BMS’ team of Brokers at anzacata@bmsgroup.com, or by phone:
Australian Members 1800 931 071
New Zealand Members 0800 999 267
No. There is no cover for when you are providing your services to family members.
The ANZACATA PI Policy has run-off cover available, so you remain covered in the event you have a leave of absence (such as maternity leave or due to an illness).
To activate this, you must apply for run-off cover by contacting BMS at anzacata@bmsgroup.com, or by phone: Australian Members 1800 931 071
New Zealand Members 0800 999 267
Yes. The ANZACATA Insurance Policy provides run-off cover, which means you are covered when you retire. To activate this, you must apply for run-off cover by contacting BMS anzacata@bmsgroup.com, or by phone:
Australian Members 1800 931 071
New Zealand Members 0800 999 267
Yes. The ANZACATA Insurance Policy complies with and exceeds all requirements set by AHPRA.
Yes. The ANZACATA Insurance Policy complies with and exceeds all requirements set by the New Zealand Psychologists Board.
Yes. The ANZACATA PI Insurance Policy provides unlimited retroactive cover provided that there are no known and unreported circumstances that may lead to a claim.
As a Public Health Sector worker, without your own insurance policy you are relying on your employer’s Insurance, which may be geared more towards protecting your employer. Further, Public Hospitals or Health Centres typically carry policy excesses upwards of $250,000; which means that, in the event of a claim against you, they may decline to cover you.
Your employer’s policy may not cover you for:
ANZACATA members who participate in the Insurance Program also have peace of mind that they have an individual $10,000,000 limit covering their interests as well as access to 30 minutes of free legal assistance with a senior lawyer for each potentially claimable issue that arises.
Having your own individual policy ensures you are covered if you want to work while transitioning from one employer to the next.
All insured members participating in the insurance program have access to summary pro bono legal support for practice related questions*. This may be applicable in situations involving:
*time limits may apply to advice
Members should
Members should not
If you are aware of a potential claim you should contact BMS directly at anzacata@bmsgroup.com, or by phone:
Australian Members 1800 931 071
New Zealand Members 0800 999 267
Business Insurance is designed for businesses with assets not exceeding $5 million. It covers various general elements of business risk relating to property and interruption to operations; it is comprised of 2 main sections of cover being Material Damage and Business Interruption.
Cyber Liability coverage responds to various losses resulting from but not limited to, stolen credentials, malware, phishing and social engineering and insider threats. Coverage is provided for loss suffered by your business, claims made by third parties affected and for your business interruption in the event of a breach.
Personal Accident insurance is designed for companies (group cover) or business owners (individual cover) to provide coverage in the event of death or permanent/temporary disability while conducting your business activities. There are a range of benefits that the coverage extends to provide, including but not limited to rehabilitation, corrective surgery, medical expenses and child support.
This coverage is particularly important if you are a sole trader or business owner who is not covered by a workers compensation policy, working in a high-risk industry or off site often or if you do not have the financial means to support yourself in the event of a serious injury at work.
You can apply to BMS via email to have your ANZACATA Insurance Policy extended to include your business entity.
This will act as an extension to your ANZACATA policy to protect your business in the event the entity is named in an action.
Please contact BMS at anzacata@bmsgroup.com, or by phone:
Australian Members 1800 931 071
New Zealand Members 0800 999 267